govtwork / Federal Reserve Regulation online

Copyright © 2002, Joel Anderson

Federal Reserve Regulations

Paper copies

Paper copies of Federal Reserve regulations are available, free. Call any Federal Reserve Bank. Regulations covering lending (Reg Z), savings (Reg DD) and leasing (Reg M) are of primary interest to consumers. Paper documents are often easier to use. Free.

Online

Federal Reserve regulations are online in text (HTML)
and PDF (Adobe Portable Document Format).

Banking Info and Regulation: all regulations:
There aren't so many regulations that you can't readily scroll down through them. If you know which regulation you want, use the pulldown menu (javascript enabled).

Part 230--Truth In Savings (Regulation DD):
For details, click,"Regulation GPO"
Regulation DD, Truth-in-Savings, 12 CFR 230; as amended, and Official Staff Commentary on Regulation Z; as amended. Paper documents are, respectively, 30 and 20 pages. Free.
Part 226--Truth In Lending (Regulation Z):
For details, click,"Regulation GPO"
Regulation Z, Truth-in-Lending, 12 CFR 226; as amended, and Official Staff Commentary on Regulation Z; as amended. Paper documents are, respectively, 145 and 185 pages. Free.
Part 213--Consumer Leasing (Regulation M):
For details, click,"Regulation GPO"
NOTE: Regulation M's car leasing disclosure forms are on pages 2 & 3 in the paper Appendix. (PDFs are online).

NOTE: it's almost impossible to find Federal Reserve regulations by searching the Fed's websites. Almost every Fed document references a regulation, resulting in too many hits. The regulations were found by calling the Boston FRB. They've "given out the URL at least 500 times."