The crime of the poor is stealing,
the crime of the rich is fraud.
The information on this site is for educational purposes only.
You're on your own if you're applying, or not applying, anything you've
learned here, or think you've learned here, to the real world.
There is no free lunch
Many a gainfully-employed MBA in finance is working to provide you with the
illusion of a free lunch.
In the real world, if you think you've found a free lunch, you're wrong:
you've made a mistake. There is no free lunch. There are no exceptions to this
Pricing the "free lunch"
Analysis spreadsheets offered on this site are brittle, that is, they apply
only to the scenario in the spreadsheet. They can and may necessarily be
modified to cover your scenario at your own risk.
Your ability to use or modify a spreadsheet is only as good as your ability
to create the same spreadsheet on your own initiative from scratch. A
spreadsheet's algorithm is a program created to solve a particular problem. To
modify a program one must first understand what it does and doesn't do. Start